About Our Agency

For your personal or business insurance.  Service you can expect includes . . .

• To analyze your insurance needs from the viewpoint of “Risk Management” with the goal of reducing your loss potential and premium.
• To place you with the company offering the best possible coverage and most competitive prices.
• A responsible protection program which offers fair settlement of your claims in a prompt and courteous manner.
• Periodically review your insurance program and offer professional advice directed towards your best interests.

We can write all types of insurance including personal Home, Auto, Umbrella,  Jewelry Floater, Boats, Motorcycles,  Commercial Buildings, Business Auto, Workers Compensation, Life, Health, and Medicare Supplements.

Visit our Johl & Company, Westwood, NJ Office

Visit our Kozma Insurance, Garfield, NJ Office