Call Us (201) 664-2973 ☰ ˟
Get A Quote Customer Service


Johl & Company
(201) 664-2973
  • Home
  • Coverage
    • Automobile
    • Business
    • Commercial Auto
    • Cyber Liability
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Personal Umbrella
    • Workers Compensation
  • Get a Quote
    • Automobile
    • Business
    • Commercial Auto
    • Health
    • Homeowners
    • Life
    • Motorcycle
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Johl & Company
    • Our Office
    • Our Reviews
    • Privacy Policy
  • Contact
Auto Icon Home Icon Business Icon Life Icon Health Icon Boat Icon
Home > Business Insurance | Englewood, Hackensack & Westwood NJ | Johl & Company

Business & Commercial Insurance


Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business Insurance Quote
Commercial Auto Insurance Quote
Cyber Liability Insurance Quote
Workers Comp Quote Request
Workers Compensation Quote

Business & Commercial Insurance Information

Running a business requires you to wear many hats and take on several roles. One of these roles is to protect all your hard work from possible lawsuits and financial loss.

Johl & Company is an independent agency dedicated to helping business owners across New Jersey connect with a reliable and affordable business insurance policy tailored for their needs.

What Does Business Insurance Cover?

Business insurance covers a range of dangers across industries, each designed to protect against specific risks. Some of the most common and useful insurance policy offered through Johl & Company include:

Commercial Property Insurance

Property insurance policies cover the physical assets of your business, such as the location and its contents. A typical commercial property insurance policy covers against fire, wind, hail, lightning, smoke, theft and vandalism.

Other policies can be used to cover equipment breakdown and product loss.

Commercial Auto Insurance is a type of property insurance that covers vehicles used or owned by a business for work purposes. If your company uses vehicles for work, you will need commercial auto insurance to protect against accidents and other losses. A typical policy may include comprehensive coverage, collision coverage, liability, personal injury protection or uninsured/underinsured motorist coverage.

Liability Insurance

Liability insurance covers claims filed against your business. General liability covers bodily injury, property damage and personal or advertising injury. It can provide compensation for medical bills while also covering legal expenses in case your business is sued.

Additional liability coverages include:

  • Professional liability
  • Umbrella liability
  • Cyber liability
  • Product liability

Workers Compensation Insurance

Workers compensation provides coverage for workplace injuries. If an employee is injured on the job, this insurance can help cover medical bills, disability benefits, wage replacement and, in extreme cases, death benefits.

This insurance is required for most industries. In New Jersey, any business with one or more employees must offer workers compensation.

Insure Your Business Today

Protect your hard work and resources with a tailored business insurance policy through Johl & Company. Call us at (201) 664-2973 or fill out an online quote form to get started.

Common Business Insurance Questions

How Does Business Insurance Work?

Business insurance works much like other insurance policies. You will generally pay a monthly premium in return for coverage. While the policy is active, you can file a claim and receive compensation for damages and lawsuits.

What is the Best Liability Insurance for a Small Business?

Small businesses can benefit from a variety of liability insurances depending on the industry and other factors. Most small businesses benefit from a business owners policy, which combines general liability and commercial property insurance.

Do You Need to Have Business Insurance?

Business insurance is necessary to protect your hard work. A single claim, especially in the beginning years of operation, can cause a heavy financial burden. Business insurance helps cover that burden.

What Business Insurance is Required by Law?

Most businesses are required to carry workers compensation and, if applicable, commercial auto insurance. Other insurance options may not be required by law. But they could be necessary to obtain certain licenses.

Facebook
Twitter
Google Maps
LinkedIn
YouTube
Get Directions
Contact Us Today
Have Questions?
Contact Us
Resources
Get A Quote
Refer A Friend
Contact Us
About Us
Our Carriers
Blog
Contact us 199 Center Ave.
Westwood, NJ 07675

(201) 664-2973
Fax: (201) 664-7015
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.