Personal Umbrella Insurance in Westwood NJ & Garfield NJ
Be Ready for Anything and Everything.
Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you’ll ever have. If you’re involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.
Accidents happen, but how you prepare can help save you from financial risk. Personal umbrella insurance provides financial assistance in the event you are held legally responsible for injuring someone or damaging their property. This coverage extends beyond your standard liability insurance to provide additional coverage. To determine if this is the right option for you, contact your agent at Johl & Company.
In such a critical situation, having Personal Umbrella Insurance from Johl & Company will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.
Coverage That Keeps You Protected
Your Umbrella Liability policy from Johl & Company works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.
Personal Umbrella insurance can be applied to events such as:
Accidental injuries on your property
Accidents involving your boat, ATV, or other recreational vehicle
Golf Course Injuries
Defense fees and other legal costs
Personal Injury Coverage for claims of libel, slander, and more
At Johl & Company, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.
Common Personal Umbrella Insurance Questions:
Who Needs Personal Umbrella Insurance?
If you engage in high-risk activities or hobbies that could result in your odds of getting sued, you should consider this additional policy. Activities increasing your risk could include having a teenage driver, owning a trampoline or swimming pool, and entertaining guests frequently. If you are considering coverage, but remain unsure, contact your agent to discuss your specific needs.
What Is the Cost of Personal Umbrella Insurance?
When comparing the amount of money additional liability could save you, it’s fairly inexpensive. Your policy value and personal risk factors will determine the cost of your policy. Discuss personal umbrella insurance with your agent to receive a quote.
Learn More About Personal Umbrella Insurance
Don’t wait until it’s too late to find out that you need personal umbrella insurance. Contact your agent at Johl & Company to discuss your policy options today.