Tuesday, May 31, 2022A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. READ MORE >>
Wednesday, April 20, 2022Understanding your auto insurance better starts with knowing the different kinds of coverage. Your agent can help you determine the state-mandated insurance requirements as well as the optional insurance that would benefit you. In the meantime, continue reading for an overview of liability, comprehensive, and other policy types. READ MORE >>
Friday, March 25, 2022Due to the digital age, more and more employees are working from home. While providing employees the opportunity to work from home is a perk many companies are starting to offer, there are still potential liabilities that employers should be aware of. Are remote workers covered by workers compensation insurance? READ MORE >>
Wednesday, February 23, 2022Your life insurance policy is an important decision to make and one that you should be prepared to consider. There are many options and questions to take into account when looking for a life insurance policy. Knowing what questions to ask can help you find the right policy. What Kind of Policy Do I Want? READ MORE >>
Friday, January 21, 2022Insuring your business is a step all business owners should take. Perhaps you are a small business operating out of your home. You may have a side business that you do on the weekends. In these cases, it is common for business owners not to consider business insurance. Yet, these businesses face risks. READ MORE >>
Tuesday, December 28, 2021When comparing health insurance policies, one of the terms you will come across is "out-of-pocket expenses." What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. READ MORE >>
Tuesday, November 23, 2021General liability insurance protects companies from claims of loss from third parties. It may cover a variety of injuries or property damage. It usually does not provide coverage for employee injury or loss. However, your employees can be a key reason why you have to file this type of business insurance claim. READ MORE >>
Tuesday, October 19, 2021Your home insurance policy must be designed to fit your individual circumstances. Lifestyle changes like marriage, divorce or retirement can have a significant impact on your needs for adequate insurance. Here are some important questions to discuss with your independent agent in order to make sure you are adapting your home insurance to changes in your lifestyle. READ MORE >>
Monday, September 27, 2021Severe weather can strike any community, and it might do a lot of damage to an area in a short time. If your business is one of the impacted properties, then you might face a big financial burden as you work to repair the damage. As a result, you might want your business owners policy (BOP) to cover the necessary repairs. READ MORE >>
Wednesday, August 18, 2021Once animals begin coming out of hibernation during the spring, your risk of hitting one with your car goes up. Therefore, if you were to hit a deer when out on the road, your vehicle might sustain significant damage, and you might cause harm to other drivers and their vehicles, too. READ MORE >>
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