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View the latest blog posts from Johl & Company.
Friday, August 19, 2022How many hours a day do you sleep? Do you get enough or wake up each morning refreshed and ready to go? For many people, that’s not the case. Rather, it is more common for individuals to struggle through those first few hours of the day longing to be back in bed for a few more hours. READ MORE >>
Tuesday, July 26, 2022Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself. Sign #1: You Have a Physical Location Visited by Customers READ MORE >>
Thursday, June 30, 2022A flood hits your house and there is water and mud everywhere. You know you have flood insurance that will help with the cleanup, but you also know that you need to take some first steps to help save those things that are valuable to you. Books: You probably won't be able to save every book. READ MORE >>
Tuesday, May 31, 2022A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. READ MORE >>
Wednesday, April 20, 2022Understanding your auto insurance better starts with knowing the different kinds of coverage. Your agent can help you determine the state-mandated insurance requirements as well as the optional insurance that would benefit you. In the meantime, continue reading for an overview of liability, comprehensive, and other policy types. READ MORE >>
Friday, March 25, 2022Due to the digital age, more and more employees are working from home. While providing employees the opportunity to work from home is a perk many companies are starting to offer, there are still potential liabilities that employers should be aware of. Are remote workers covered by workers compensation insurance? READ MORE >>
Wednesday, February 23, 2022Your life insurance policy is an important decision to make and one that you should be prepared to consider. There are many options and questions to take into account when looking for a life insurance policy. Knowing what questions to ask can help you find the right policy. What Kind of Policy Do I Want? READ MORE >>
Friday, January 21, 2022Insuring your business is a step all business owners should take. Perhaps you are a small business operating out of your home. You may have a side business that you do on the weekends. In these cases, it is common for business owners not to consider business insurance. Yet, these businesses face risks. READ MORE >>
Tuesday, December 28, 2021When comparing health insurance policies, one of the terms you will come across is "out-of-pocket expenses." What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. READ MORE >>
Tuesday, November 23, 2021General liability insurance protects companies from claims of loss from third parties. It may cover a variety of injuries or property damage. It usually does not provide coverage for employee injury or loss. However, your employees can be a key reason why you have to file this type of business insurance claim. READ MORE >>
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