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Johl & Company Blog Page 3

View the latest blog posts from Johl & Company.

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Tuesday, October 19, 2021

Adapting Your Home Insurance to Changes in Your Lifestyle

Your home insurance policy must be designed to fit your individual circumstances. Lifestyle changes like marriage, divorce or retirement can have a significant impact on your needs for adequate insurance. Here are some important questions to discuss with your independent agent in order to make sure you are adapting your home insurance to changes in your lifestyle. READ MORE >>

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Monday, September 27, 2021

BOP Coverage for Storm Damage

Severe weather can strike any community, and it might do a lot of damage to an area in a short time. If your business is one of the impacted properties, then you might face a big financial burden as you work to repair the damage. As a result, you might want your business owners policy (BOP) to cover the necessary repairs. READ MORE >>

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Wednesday, August 18, 2021

Does Car Insurance Cover Animal Strikes?

Once animals begin coming out of hibernation during the spring, your risk of hitting one with your car goes up. Therefore, if you were to hit a deer when out on the road, your vehicle might sustain significant damage, and you might cause harm to other drivers and their vehicles, too. READ MORE >>

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Wednesday, July 7, 2021

3 Times to Update Your Life Insurance Policy

Having a life insurance policy is essential. This type of tool is ideal not just because it works to protect your loved ones if you should die suddenly, but because it gives you control over some of your money after your death. Life insurance should not be something you purchase and forget about, though. READ MORE >>

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Friday, June 18, 2021

Important Risk Factors to Consider When Buying Life Insurance

Buying life insurance is a very sensitive process for more people. After all, you are picking out a benefit that you want to pay your loved ones in the event of your death, whenever that might be. You want to make your policy work for you, but you also want to keep it affordable.  READ MORE >>

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Monday, May 24, 2021

Which Types Of Commercial Auto Insurance Should I Have?

If you operate a business in which trucks, vans, cars, or other motor vehicles are necessary, you need commercial auto insurance. A challenge to this type of coverage, however, is that you have several different options to choose from. Below, we will explain the different types of commercial auto insurance and what types your business should have. READ MORE >>

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Tuesday, April 20, 2021

Staying Healthy This Spring and Summer

Now that we are entering a post-COVID-19 world, your ability to get outdoors and travel will soon become a lot easier. However, as you plan your spring and summer vacations, you still must keep health and safety in mind. READ MORE >>

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Tuesday, March 23, 2021

Small Businesses Need General Liability Insurance

No two small businesses are exactly alike, but they each face the ongoing risk that they might inadvertently cause a problem for one of their clients. When this occurs, it is the business’s responsibility to assist the affected party. Indeed, they usually have a legal obligation to do so.  READ MORE >>

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Friday, February 26, 2021

Insuring Valuables

Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for jewelry and other valuable items. READ MORE >>

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Tuesday, January 19, 2021

How Do Premiums Work for a Business Owners Policy?

A business owners policy is a useful type of commercial insurance policy geared to cover your business from a variety of dangers by combining coverages for a lower price. Like most insurance policies, you can choose to pay for a BOP through either monthly or annual premiums. READ MORE >>

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